Getting Payment not completed error with Apple Pay using Sand box Account

I am using a sandbox account and I set the United States in the region column (Settings>General>Language & Region>Region to the US). I added test cards like (American Express and Visa) and the cards were added successfully. But I am trying to pay then I get an error like "Payment Not Completed".

Note: I am trying from India.

Getting Payment not completed error with Apple Pay using Sand box Account
 
 
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